Is It Better to Sell Your House Before or After a Divorce in Missouri?

Going through a divorce is an emotionally challenging time, filled with difficult decisions and life-changing transitions. One of the major decisions that divorcing couples often face is what to do with their shared assets, particularly their family home.

Selling a house during a divorce can have a significant impact on both parties involved. In this blog, we will explore the pros and cons of selling a house before or after a divorce in Missouri. By considering various factors such as court involvement, spousal agreement, taxes, equity, and bond payments, you can make an informed decision about the best course of action for your situation.

What to Consider When Selling a House Before or After Divorce in Missouri

Divorce is never an easy process, and when it comes to selling your house, there are several important factors to consider. Understanding these considerations will help you navigate through this challenging time more effectively.

Court Involvement

In Missouri, the division of assets during a divorce is subject to court involvement. If you decide to sell your house before the divorce is final, you will need to ensure that the court approves the transaction.

This can add an extra layer of complexity to the process, as the court will need to assess the fairness of the sale and ensure that both parties’ interests are protected.

Spousal Agreement to Terms and Conditions

Another crucial factor to consider is whether you and your spouse can agree on the terms and conditions of the sale.

Selling a house before a divorce requires both parties to be on the same page regarding the listing price, the real estate agent to work with, and the division of proceeds. If you and your spouse are unable to reach an agreement, this can lead to delays and potential conflicts throughout the selling process.

Capital Gains Tax

Capital gains tax is an important consideration when selling a house, regardless of whether it’s before or after a divorce. When selling a house before a divorce, both parties can potentially benefit from the capital gains tax exclusion.

As of 2021, married couples filing jointly can exclude up to $500,000 in capital gains from the sale of their primary residence. However, if you sell the house after the divorce is final, the exclusion drops to $250,000 for single homeowners. Understanding the tax implications can help you make a more informed decision about the timing of the sale.


The amount of equity you have in your house is another crucial aspect to consider. If your house has significant equity, selling before the divorce can help you divide the proceeds and move forward with your separate lives.

On the other hand, if your equity is limited or negative, it might be more beneficial to wait until after the divorce to sell the house. This way, you can avoid going through the complex process of dividing negative equity or facing financial burdens associated with selling a house at a loss.

Bond Payments

If you have a mortgage on your house, you’ll need to consider the impact of bond payments on your decision to sell before or after a divorce. Selling the house before the divorce is final means that both parties are still responsible for the mortgage payments.

This can be a significant financial burden and can lead to disputes if one party fails to fulfill their obligations. On the other hand, selling the house after the divorce allows one party to buy out the other’s share and take full responsibility for the mortgage payments.

Pros and Cons of Selling Before Divorce

Before making a decision, it’s important to weigh the pros and cons of selling your house before a divorce. Here are some key points to consider:


  • Provides a clean break and closure for both parties.
  • Allows for an equal division of proceeds.
  • Avoids the potential complications of dividing the house in the divorce settlement.


  • Requires court involvement and approval.
  • Requires both parties to agree on terms and conditions.
  • May lead to disputes and conflicts if there are disagreements during the selling process.

Pros and Cons of Selling After Divorce

Alternatively, you may choose to sell your house after the divorce is final. Here are some pros and cons to consider:


  • Gives each party more time to make informed decisions.
  • Allows for a more accurate assessment of the house’s value.
  • Provides flexibility in terms of timing and market conditions.


  • Can prolong the emotional ties to the past.
  • May require continued financial cooperation with your ex-spouse.
  • Might result in additional legal fees if there are disputes during the selling process.

Options for Selling Your House During Divorce

When it comes to selling your house during a divorce, you have several options to consider. Each option has its own benefits and considerations.

Cash Home Sale

Selling your house for cash can be a quick and efficient option during a divorce. Cash buyers often offer a fast closing process, allowing both parties to move on with their lives more swiftly. However, it’s important to ensure that the cash offer is fair and aligns with the market value of your property.

Traditional Home Sale

A traditional home sale involves listing your property with a real estate agent. This option allows for greater exposure to potential buyers and can potentially fetch a higher selling price. However, it also requires more time and effort, as you’ll need to prepare the house for showings and negotiate with potential buyers.

For Sale by Owner (FSBO)

If you and your spouse are amicable and can work together throughout the selling process, you may consider selling your house as a For Sale by Owner (FSBO). This option allows you to save on real estate agent commissions but requires more active involvement from both parties in marketing, negotiations, and paperwork.

Get Cash for My Home in Knoxville, Missouri

If you need to sell your house fast but don’t want the hassle of a traditional home sale, contact New Porch Home Buyers. We buy houses as-is. No repairs are needed. Avoid closing costs and realtor commissions. Close in as little as seven days. Call (314) 328-7065 to get cash for your home from our local home buyers in Missouri.